Loan requirements can arise very quickly. However, if there is a negative Credit checker, then the coverage of needs via a bank in Germany can no longer be implemented. Nevertheless, the money requirement can still be covered with a negative Credit checker entry.
Loans from abroad
The easiest way to obtain a loan without Credit checker and serious without any upfront costs is to apply for the loan via the Internet from a credit broker. The credit intermediaries work with European banks that grant the desired loan even without Credit checker query and entry of the loan. One should bear in mind that there is less security for the lender and therefore the lending – based on the monthly income – is limited.
The lending is otherwise relatively uncomplicated and the submission of the last two or three proofs of income is sufficient as proof of creditworthiness. Some financial institutions also ensure that permanent employment is available by presupposing the submission of the employment contract.
Important: The loan brokerage is only serious without any upfront costs
For the applicant, the condition for borrowing should be that the credit agency works properly. This can be seen, among other things, from the fact that the credit intermediary works without the calculation of upfront costs and that a calculation for the service is only made in connection with a loan without Credit checker and serious without upfront costs.
Untrustworthy intermediaries issue invoices to applicants in advance and signal that contact with the financial institution will only be made once the agency fee has been paid. Applicants should not engage in these offers, even if there is an urgent need for money, since otherwise the credit intermediary will often be unable to hear anything after the payment has been made.
Plan for higher loan costs
Due to the higher risks that lending banks take without a Credit checker query, the risks of credit default are also rated higher. For the borrower, this means that a loan without Credit checker and serious without any upfront costs can be more expensive than, for example, a cheaper loan from your own bank. However, the cost of this loan should not be significantly higher than normal loans. The costs result from the effective annual interest rate, which in turn should be checked in a credit comparison before the contract is concluded.